1. About Us

Catalyst Money is a financial advisory firm based in T. Nagar, Chennai. We offer personalised financial advisory services including Mutual Funds, Life Insurance, Term Insurance, Health Insurance, General Insurance, Fixed Deposits, Share Dematerialisation, and Loan advisory solutions.

2. Regulatory Compliance

We operate in compliance with guidelines set by SEBI, AMFI, IRDAI, and RBI. Our consultants hold the necessary certifications required by the applicable regulatory authorities.

3. Nature of Advisory Services

• Our recommendations are based on information provided by clients and the professional judgment of our advisors.
• Mutual Fund investments are subject to market risks. Past performance is not indicative of future returns.
• Insurance products are subject to the terms and conditions of the respective insurer.
• Catalyst Money does not guarantee any returns, profits, or outcomes from financial products recommended.
• Loan approvals, interest rates, and terms are determined solely by the lending institution.

4. Client Responsibilities

• Provide accurate and complete personal and financial information when requested.
• Review all financial product documents before making any investment or purchase decision.
• Inform us of any changes in your financial circumstances or goals.
• Make final decisions after independent consideration and not solely based on our recommendations.

5. Free Consultation

Catalyst Money offers a complimentary Free Investment Advisory Programme (IAP) and Free Investment Audit. These are one-time advisory sessions and do not create any ongoing advisory relationship or contractual obligation for either party. We reserve the right to modify or discontinue free consultations at any time.

6. Confidentiality & Privacy

All information shared with us is treated with strict confidentiality. We do not disclose your personal or financial information to any third party without your prior consent, except as required by law. Please refer to our Privacy Policy for full details.

7. Website Disclaimer

Content on the Catalyst Money website is for informational purposes only and does not constitute financial, legal, or tax advice. We reserve the right to update or remove content at any time without prior notice. We are not responsible for the content of any third-party websites linked from our site.

8. Intellectual Property

All content on this website — including text, logos, graphics, and images — is the property of Catalyst Money and is protected under applicable copyright laws. Reproduction or distribution without prior written permission is not permitted.

9. Limitation of Liability

Catalyst Money shall not be liable for any financial loss arising from investment or insurance decisions, market fluctuations, regulatory changes, or actions of third-party institutions. Our liability in any event is limited to the fees paid for the specific advisory service in question.

10. Grievance Redressal

For any concerns or complaints, please contact us. We are committed to resolving all grievances promptly. Unresolved complaints related to regulated services may be escalated to SEBI, IRDAI, AMFI, or RBI as applicable.

11. Amendments

Catalyst Money reserves the right to revise these Terms & Conditions at any time. Changes will be updated on this page with a revised date. Continued use of our services after any changes constitutes acceptance of the updated terms.

12. Governing Law

These Terms & Conditions are governed by the laws of the Republic of India. We believe in resolving any concerns through open communication and mutual understanding.